Finance

8 Chinese Idioms About Frugality & Saving Money

Practical Chinese idioms about being thrifty, avoiding waste, and the wisdom of saving for the future.

Chinese culture has long valued frugality and careful management of resources. These idioms teach the wisdom of saving, avoiding waste, and planning for the future.

1

日积月累

rì jī yuè lěi

Gradual accumulation builds up

Literal meaning: Days pile months gather

This idiom weaves together daily (日) accumulation (积) with monthly (月) gathering (累) to describe gradual progress. It first appeared in Han Dynasty texts discussing scholarly cultivation, where learning was seen as a process of constant, minute additions - like grains of sand forming a mountain. The...

Example

Her language skills improved through daily practice over years

她的语言能力通过多年的日常练习得到提高

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2

聚沙成塔

jù shā chéng tǎ

Small things build achievement

Literal meaning: Gather sand make tower

The concept of gathering (聚) sand (沙) to build (成) a tower (塔) emerged from Buddhist temple construction practices during the Northern Wei Dynasty. The image of accumulated individual grains forming a massive structure became a metaphor for collective effort and gradual progress. It gained particula...

Example

The platform grew through millions of small user contributions

该平台通过数百万用户的小贡献而发展壮大

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3

厚积薄发

hòu jī bó fā

Success after long preparation

Literal meaning: Thick accumulation thin launch

This idiom compares patient accumulation (积) of deep (厚) knowledge with the eventual release (发) that requires minimal (薄) effort. It emerged during the Tang Dynasty literary circles, where scholars emphasized sustained preparation over hasty creation. Historical accounts describe how poet Du Fu spe...

Example

After years of quiet research, her breakthrough theory revolutionized the field

经过多年的默默研究,她的突破性理论彻底革新了这个领域

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4

如醉如梦

rú zuì rú mèng

Entranced in dreamlike state

Literal meaning: Like drunk like dream

This ethereal idiom compares an experience to being both drunk (醉) and dreaming (梦), originating from Tang Dynasty poetry. It first appeared in Li Bai's verses describing transcendent states where boundaries between reality and illusion dissolve. The repeated structure of 'like' (如) emphasizes the d...

Example

The surreal landscape left the travelers in a dreamlike state of wonder

超现实的风景让旅行者处于一种如梦似幻的惊奇状态

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5

半途而废

bàn tú ér fèi

Quitting before completion

Literal meaning: Abandon halfway through journey

This unfinished idiom describes abandoning (废) a journey midway (半途), originating from Han Dynasty Confucian texts on perseverance. It first appeared in discussions about moral cultivation, emphasizing the importance of completing what one begins. During the Tang Dynasty, it gained prominence in edu...

Example

After months of training, she quit just weeks before the competition

经过数月的训练,她在比赛前几周就放弃了

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6

不可救药

bù kě jiù yào

Beyond hope of redemption or reform

Literal meaning: Cannot be saved by medicine

The great physician Zhang Zhongjing's 'Treatise on Cold Damage Disorders' introduced this concept of conditions that cannot (不可) be cured by medicine (救药). Tang Dynasty Buddhist writers expanded its meaning beyond physical ailments to describe moral corruption beyond redemption. When even the most s...

Example

His gambling addiction had reached a point where intervention seemed futile

他的赌博成瘾已经到了似乎干预也无济于事的地步

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7

精打细算

jīng dǎ xì suàn

Calculate carefully; be frugal and precise

Literal meaning: Carefully calculate precisely

This idiom describes precisely (精) calculating (打) and carefully (细) accounting (算). It emphasizes careful resource management through detailed planning. The phrase appeared in texts praising frugal household management. It represents the virtue of economic prudence through attention to detail. Mode...

Example

With careful budgeting, they managed to save enough for the house.

通过精打细算,他们存够了买房的钱。

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8

大材小用

dà cái xiǎo yòng

Waste talent on menial tasks

Literal meaning: Big talent small use

This idiom describes big (大) talent (材) being given small (小) use (用) - wasting capable people on trivial tasks. The phrase criticizes poor resource allocation that underutilizes valuable abilities. It appeared in texts discussing governance and personnel management. The idiom values matching abilit...

Example

Assigning a senior engineer to simple data entry is a waste of talent.

让高级工程师做简单的数据录入是大材小用。

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